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Philo A. lives in Benin City, Edo state, Nigeria. Philo buys dried fish and garri from the village market and travels to the city to sell it. Dried fish is used in the preparation of Nigerian soups like Egusi, Banga, and Okro. She is 29 years old and is married with three children. Philo is trying to make her life meaningful by working hard. She requests a loan of $700 to buy more dried fish and garri for sale. She thanks all that make this loan possible.

Additional Information

Important Information

The Kiva Field Partner in Nigeria who administers this loan is called the Lift Above Poverty Organization (LAPO). Kiva’s Staff wants to call your attention to the fact that LAPO is the subject of controversy. While all Kiva Field Partners charge an interest rate on loans to sustainably operate, LAPO’s interest rates (see their “Portfolio Yield”) and profitability (see their “Return on Assets”) are amongst the highest on Kiva. Kiva’s Staff encourages you to learn more about this Nigerian Field Partner before making this loan.

About Nigeria

  • $6,100
    Average annual income
  • 185
    View loans »
    Nigeria Loans Fundraising
  • $6,543,750
    Funds lent in using Kiva
  • 117.5
    Nigeria Nairas (NGN) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Philo to buy more dried fish and garri for sale.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Oct 21, 2008
Oct 7, 2008
Currency Exchange Loss:
Jul 15, 2009