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Miguel, 39, lives with his two children in Nahuala, Solola. His children are 16 and 14 years of age. This year they finish their general education and will start next year to study at a higher level.

Miguel transports people between towns in his pick-up truck, which offers him a steady income. He is asking for a loan of 11,000 quetzales to invest in buying and selling cow’s milk, which he sells as he drives around the towns. He realized that the more he invests in this business, the more profit he will make. In the future he would like to buy another pick-up truck to be able to make more journeys.
View original language description ↓
Miguel, tiene 39 años de edad, vive con sus dos hijos en el municipio de Nahualá, departamento de Sololá, los hijos son de 16 y de 14 años de edad, en este año terminan de estudiar el ciclo básico y el otro año empezarán una carrera, él se dedica a llevar y a traer gente de un municipio a otro en su pick-up, de esta actividad obtiene buenas ganancias, Miguel solicita un crédito por un monto de Q. 11,000.00 para invertirlo en la venta de leche de vaca que lo hace de forma ambulante hasta el momento, él se dio cuenta que entre más invierte más ganancia obtiene, Miguel en el futuro quiere comprar otro pick-up para hacer mas viajes.

Additional Information

More information about this loan


ADICLA (Association for the Holistic Development of the Basin of Lake Atitlán) is nonprofit rural community development association that provides small loans and services to improve quality of life in two of the poorest regions of Guatemala, home to large indigenous populations. Kiva funding will be used to support three innovative credit initiatives: youth business loans, green loans, and smaller loans to help ADICLA move down-market and serve poorer clients.


About Guatemala

  • $5,300
    Average annual income
  • 115
    View loans »
    Guatemala Loans Fundraising
  • $11,645,975
    Funds lent in using Kiva
  • 7.7
    Guatemala Quetzales (GTQ) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,425 helped Miguel to buy and sell milk.
85% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 28, 2014
Mar 17, 2014
Currency Exchange Loss: