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A loan of $1,075 helped to buy fertilizers and pay for labour.

Editha Judith's story

The members of the Mejorando El Futuro communal bank meet every two weeks in a place called Tierras Amarillas, within the Rocafuerte settlement. This sector is known for its agriculture and most of its residents raise short cycle crops. Editha lives here. She’s 30 years old and is in a live in relationship, with a 13 year old daughter who attends school. Her husband is a farmer. Editha is taking out the loan for her husband, who works in agriculture growing rice, corn and vegetables.

She is in charge of getting the loans with which they finance their crops, while her husband works the fields, along with two other people whom they pay. They plant all year round now that they have irrigation pumps which make this possible. During the current winter season they have increased the amount of land for cultivation and so they are hoping for a good yield this year.

They will use the money from this loan to buy fertilizers, and also pay for labor to look after the crops. She has been part of the communal bank for 5 cycles and she likes it because it helps her with loans. She is hoping to have a very good harvest.

Translated from Spanish by Kiva volunteer Judith McInally

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Loan details