Check out some available loans that are similar to this one!
Samuel, 49 years old, is married and has two children that are 14 and 15 years old. His wife is dedicated to caring for their children and the domestic responsibilities of the home. Samuel is dedicated to the transport of both freight and people - he has a pickup truck, and where he lives, this is a very common form of transport. Samuel wants to make some improvements to his home but he does not have all the money that the work would require and due to this, he requested a loan from FUSAI. With the money, he will make a corridor in his home and construct a water basin to store drinking water. He knows that this investment will help his family immensely.
View original language description ↓
Samuel de 49 años de edad es casado, tienen dos hijos de 14 y 15 años de edad. Su esposa se dedica al cuido de sus hijos y el quehacer del hogar. Samuel se dedica al transporte de carga y personas, él tiene un pickup que en el lugar en donde habita es un medio de transporte muy común. Samuel desea realizar unas mejoras a su vivienda, pero no tiene todo el dinero que la obra requiere, por lo anterior solicitó a FUSAI un crédito y con el dinero hacer un corredor en su vivienda y construir una pila para almacenar agua potable. Él sabe que esta inversión le será de mucho bien para toda su familia.

Additional Information

More information about this loan

This loan will be administered by FUSAI (Salvadoran Foundation for Comprehensive Development), a Salvadoran NGO that owns Kiva partner Apoyo Integral. FUSAI will disburse this loan in order to reach a population that doesn't currently work with Apoyo Integral. This type of loan covers basic services (like housing and water), and supports small business and agricultural activities. Borrowers come from low-income families in rural and peri-urban communities, and are considered to be too poor or lack the proper guarantees to get credit through traditional banks or microfinance institutions. Before receiving their loans, they are vetted by local community organizations and enrolled in classes in financial literacy, and the importance of sanitation, potable water and clean energy. Additionally, FUSAI enables borrowers to guarantee one another and take out loans smaller than El Salvador's average. Important to note is El Salvador is considered one of the most dangerous countries in the world, holding the 2nd place in the ranking of murders per capita. All these FUSAI borrowers live in areas considered by the police as highly violent and dangerous, mainly because of gangs influence. Main risks they face in these areas are thefts, extortions, kidnappings and murders.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About El Salvador

  • $7,500
    Average annual income
  • 555
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $350 helped Samuel to construct a corridor in his home and a concrete basin to store drinking water.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 27, 2014
Mar 17, 2014
Currency Exchange Loss:
Mar 26, 2015