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Edith Assiba's Group
In this Group: Edith Assiba, Edwige, Marcelline
This group of three women lives in the same neighbourhood.

Edith Assiba (seen in the photo with her hand raised) is the group's representative. She is 45 years old and did not attend school. She is married to a teacher called Sylvestre, and they have three children who all attend school. Edith Assiba lives with her husband and their children, and between them they provide for the needs of their family. To do this, Edith Assiba has been selling onions for twenty years. She buys her produce at a market in Bénin.

Edith Assiba and the other members of her group would like to improve their businesses, so they have requested a second loan from the field partner, Alidé. Their first loan was fully and correctly repaid.
View original language description ↓
Ce groupe est composé de trois personnes qui résident dans le même quartier. La représentante du groupe, du nom de Edith Assiba (celle qui a la main levée sur la photo) âgée de 45 ans n’a pas fréquenté l'école. Edith Assiba est mariée à un enseignant nommé Sylvestre. Le couple a trois enfants, tous scolarisés et à leur charge. Edith Assiba vit avec son mari et ses enfants. Les diverses charges de la famille sont supportées par Edith Assiba et son mari. Pour ce faire, Edith Assiba vend des oignons depuis vingt-ans, ce qui lui permet de répondre aux besoins de sa famille. Edith Assiba s’approvisionne dans un marché du Bénin. Dans le but de renforcer son activité, Edith Assiba ensemble avec les membres de son groupe sollicitent pour la deuxième fois l’appui financier de ALIDé. Le prêt antérieur a été bien remboursé.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 472.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Edith Assiba's Group's $275 loan helped a member to buy sacks of onions for resale.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Feb 11, 2014
Mar 13, 2014
Currency Exchange Loss:
Oct 17, 2014