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Hikoyat is a loyal wife and mother. She raised two sons and five daughters. Her sons work abroad in the Russian Federation. Hikoyat and her husband practice agriculture, raising crops on their land. She decided to start a new business in the sphere of livestock breeding. Hikoyat is determined to raise cattle. She has some work experience in this field and has a barn for housing the cattle. She just goes not have enough money to buy calves and start her new business. She is not disheartened and believes and hopes that she will be given financial assistance to start up her business, which will become the main way the family stabilizes their financial circumstances. Hikoyat awaits your support.
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Хикоят верная жена и мама. Она воспитала двоих сыновей и пятерых дочерей. Ее сыновья находятся в Российской Федерации на заработках. Хикоят с мужем занимаются земледелием, выращивают на земле сельскохозяйственные культуры. Она решила начать новый бизнес в сфере животноводства. Хикоят намерена выращивать скотин, у нее имеется не большой опыт работы в данной сфере и коровник для содержания скотов. Только у нее не хватает средств, чтобы купить телят и начать новый бизнес. Она не унывает и верит, надеется, что ее поддержат для обоснования бизнеса, что станет основной причиной стабилизации финансового положения семьи. Хикоят ждет поддержки.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 226
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,100 helped Hikoyat to buy calves.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 7, 2014
Mar 11, 2014
Currency Exchange Loss:
Oct 17, 2015