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Bano is a 55-year-old lady and enjoys doing work of hand embroidery. Her embroidery patterns are very popular in her territory. Her husband is not in good physical health to support her family. She is motivated to provide her family with the basic necessities of life including food, clothes, and health. In order to meet the growing demand of embroidery, she needs to buy frames, needles, and threads of different colors. For this reason she requested a loan in the amount of 50,000 PKR. In this way she will be able to cater to more customers consistently. She is hopeful of increasing her income by targeting more customers. She is in her 6th loan cycle and has a good credit history.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.


About Pakistan

  • $4,700
    Average annual income
  • 307
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 99.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Bano to buy frames, needles, and threads of different colors.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 3, 2014
Mar 14, 2014
Currency Exchange Loss:
Apr 17, 2015