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Ziad is a 29-year-old single man who works selling and decorating fresh flowers, in addition to providing decorating services for special occasions.

Ziad is well known in his region for the special quality and prices provided, in addition to the special talents in his domain.

He has ten years of experience in this domain, which provides him with customers' trust and improves his business development.

In 2013, he established his current business, and he is working hard on developing and expanding it. That's why he is acquiring a youth loan from Kiva partner Al Majmoua, to increase his business merchandise with productions for special seasons, especially for the Mother's Day celebration which is on the 21st of March in Lebanon, and to buy necessary requested accessories and decorating items.

He hopes to keep on expanding and developing his business by moving to a wider shop. He is working hard to buy his own shop instead of paying rents to others.

Additional Information

More information about this loan

This loan is helping support a borrower who is under age 30. Because many young people lack business experience or established credit histories, it can be even more difficult for them to access financial services. By funding this youth loan, you are expanding opportunity for a young person with limited resources. 

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

About Lebanon

  • $15,800
    Average annual income
  • 53
    View loans »
    Lebanon Loans Fundraising
  • $19,546,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,800 helped Ziad to increase his business merchandise with productions for special seasons and buy necessary requested accessories and decorating items.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Feb 10, 2014
Mar 11, 2014
Currency Exchange Loss:
Feb 17, 2015