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A villager from Kampong Thom province, Nayoeurng is 58 years old and a mother of four children. Currently, one of them still relies on her, as this child is still in school at the university level.

The main source of income is via her occupation as a construction worker — the occupation which she has been with for ages — and it has returned her $8 USD per day.

This is the first loan for Nayoeurng with VisionFund (Kiva’s partner). Since she wants to focus on her son’s education, she will spend her entire loan portion to cover the tuition fee for her son, who wants to pursue a bachelor's degree, majoring in accounting. She highly believes that her son will get a good job after he graduates.

Additional Information

More information about this loan

This loan is part of VisionFund Cambodia’s higher education program, designed to provide financing to students in poor households who otherwise lack the financial support to continue their studies. Very few students have the financial resources necessary to go to college. VisionFund Cambodia has designed a lower-interest rate loan product for students, given the financial benefits associated with financing this loan upfront on Kiva. It is disbursed to the borrower in annual installments.

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 212
    View loans »
    Cambodia Loans Fundraising
  • $39,893,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Nayoeurng to cover the tuition fee for her son.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 10, 2014
Mar 11, 2014
Currency Exchange Loss:
Sep 17, 2015