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Ram's Group
In this Group: Ram, Leang, Thorn, Pheap, Samat
A citizen from a rural village of Kampong Cham province’s Tbaung Khmum district, Ram is 52 years old and widowed. She has two children to take care of.

To feed her family, she has worked hard as a rice farmer and she also has grown cassava for several years. The current business earns her about KHR 28,000 per day.

Ram has been with VisionFund Cambodia for three cycles and she has successfully paid back the past loans. Now, she is leading her group to ask for a loan.

As the leader, Ram is going to use her portion to pay for labor fees to harvest rice. She hopes to earn more income from her current business.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 211
    View loans »
    Cambodia Loans Fundraising
  • $40,040,200
    Funds lent in using Kiva
  • 3,978.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Ram's Group's $1,625 loan helped a member to pay for labor fees to harvest rice.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Feb 11, 2014
Mar 11, 2014
Currency Exchange Loss:
Mar 19, 2015