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Naziran is a 47-year-old married woman and a mother of five children. She has been providing flour grinding services in her community for many years. Her husband’s income is not sufficient to meet the needs of the family alone, so she started this business in her home to contribute to the family income. She has become famous for providing fine-quality flour and earns enough to support the needs of her family members. In order to purchase a new grinding machine, she contacted Kashf Foundation and applied for a loan of 60,000 PKR. The new grinder would help her cater to more customers time after time, which will ultimately help her in generating more cash. She wishes to spend part of the profits on the betterment of her family.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.


About Pakistan

  • $4,700
    Average annual income
  • 238
    View loans »
    Pakistan Loans Fundraising
  • $17,650,250
    Funds lent in using Kiva
  • 102.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Naziran to purchase a new grinding machine.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 14, 2014
Mar 10, 2014
Currency Exchange Loss:
Mar 17, 2015