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Losa S. is 32 years old and married with two children. She has many years of experience working on taro, yam, and banana plantations, where she harvests fruit to sell to people in her village. Losa earns just over $200 per week and often works with her children. Microfinance is Losa's only access to capital because traditional banks are reluctant to lend to her, although she has already successfully repaid her first loan. Losa is now requesting a loan of $400 to improve her family's fruit business and also to improve her family's home.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 25
    View loans »
    Samoa Loans Fundraising
  • $8,620,100
    Funds lent in using Kiva
  • 2.5
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Losa to improve business practices and also to improve her home.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 16, 2008
Nov 1, 2008
Currency Exchange Loss:
Dec 15, 2009