A loan of $1,600 helped to purchase seasonal clothing items for resale.


Silviya's story

Silviya sells women's clothing at a market. She has already had loans from KIVA in the past. They helped her increase her amount of goods by 10,000 hryvnia. A few problems surfaced for the business - demand fell. This has happened before, and Silviya knows that to maintain the same level of sales she needs to expand her inventory and invest more money in order to earn the same as before. Silviya is asking for a 15,000 hryvnia loan to buy seasonal goods: shirts, pants, and skirts. She wants to increase income so that she can pay for the living expenses and education of her son in another city. Silviya is grateful to everyone who helps her obtain this business loan.

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Translated from Russian by Kiva volunteer Anna Hazen



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