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Saria Merari
Saria is a businesswoman who owns a small coffee shop. She is a single mother with a school-aged son who attends public school because this helps Saria balance her expenses.
One of the difficulties Saria has faced is not having a home of her own, she lives in his father's house. Saria is 35 years old and is looking to better herself economically through her business. She is asking for a loan to invest in products such as bread, juices, cookies, coffee, instant soups, fruits for soft-drinks, etc. and in this way increase sales.
View original language description ↓
Saria es comerciante, tiene un pequeño cafetín, ella es soltera madre de un hijo en edad escolar que estudia en una escuela pública para equilibrar sus gastos, para Saria una de las dificultades que ha tenido es no contar con vivienda propia, pues habita en casa de su padre, es una joven de 35 años de edad que busca la manera de progresar económicamente con su negocio, solicita el crédito para invertir en productos como pan, jugos, galletas, café, sopas instantáneas, frutas para refrescos y así aumentar las ventas.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.


About Nicaragua

  • $4,800
    Average annual income
  • 83
    View loans »
    Nicaragua Loans Fundraising
  • $25,792,450
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Saria Merari to purchase bread, juices, cookies, coffee, instant soup, fruit for soft-drinks.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 18, 2014
Mar 14, 2014
Currency Exchange Loss:
Jun 17, 2014