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Xiomara Francisca
Xiomara has four children. Two of her children go to the community school. She says that she wants her children to go to school so that they can define themselves in life. She and her husband work in agriculture. They plant basic grains and coffee. They sell part of what they harvest and keep the rest for household consumption. The community where they live, called El Venado, doesn't have electricity because it is very remote. At night, they use candles, but they want electricity in their home, because using candles is dangerous because if there were a fire, they children could get burned. That is why she wants the loan to improve the whole family's quality of life, especially that of her young children.
View original language description ↓
Xiomara tiene cuatro hijos, dos de sus hijos estudian en la escuela comunitaria, dice que ella quiere que sus hijos estudien para que se defiendan en la vida . su esposo y ella se dedican a la agricultura siembran granos básicos y café de lo que recogen de la cosecha lo venden y otra parte la dejan para consumo de la casa . en la comunidad de nombre el venado que es donde habitan luz eléctrica no hay pues están bien retirados entonces por las noches lo que usan es candelas pero desean ya tener luz en en su hogar ya que el uso de candelas es peligroso por algún incendio o que los niños se quemen es por eso que desea un préstamo para mejorar la condición de vida de todos los integrantes de su familia en especial la de sus pequeños hijos

Additional Information

More information about this loan

TECNOSOL is a for-profit renewable energy company that provides electricity and solar powered products to families living off the grid in Nicaragua. It enables households to generate their own energy and replace toxic and expensive sources of light and heat like kerosene, diesel and wood. 

Many of TECNOSOL's clients cannot afford the high upfront costs of buying solar products. Kiva loans help these households purchase clean energy products. 

Solar home systems are much more than a solar lamp and can provide users with life changing amounts of power: enough power to run multiple lights, home appliances, radios, and TVs. These systems are modular, enabling clients to add solar panels and batteries to meet their increasing energy demands.  

Important Information

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.


About Nicaragua

  • $4,800
    Average annual income
  • 38
    View loans »
    Nicaragua Loans Fundraising
  • $26,391,875
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $650 helped Xiomara Francisca to by a solar panel system.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 4, 2014
Mar 14, 2014
Currency Exchange Loss:
Mar 18, 2016