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Luavalu I. is 31 years old and married with five children. She has three years of experience in the traditional business of selling necklaces, earrings, and fans. She sells to the public four days per week. She expects her weekly net cash flow to be 300 Tala (~$125 USD).

Luavalu has one previous loan with SPBD (South Pacific Business Development). SPBD loans are Luavalu’s only access to capital, because she is not able to qualify for a traditional bank loan. Luavalu would be happy to apply a second loan to improving her business, and thus allowing her to better meet her kids’ educational needs. She will use the money to help pay for the electric and water bills that contribute to the running of her business.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 62
    View loans »
    Samoa Loans Fundraising
  • $8,626,150
    Funds lent in using Kiva
  • 2.5
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Luavalu to purchase a sewing maching for her business, pay her water and electricity bill, and fund her kids' school fees.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 22, 2008
Oct 8, 2008
Currency Exchange Loss:
Nov 15, 2009