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Marvin Jose
Marvin was born in the Vilan community, where he now lives. At the age of 12 he had to move to live with his aunt in Bluefields, as there was war in Vilan. At a very young age, Marvin was conscripted to do military service for two years. When he finished he returned with his family to the rural area of Vilan. Incredibly, Marvin was recruited by "Contra", the armed rebels fighting the government, for another four yeas of war. When this ended in the 1990s, Marvin started working on his grandfather's land, growing basic grains. Little by little Marvin saved up and was able to buy his own lands where he now continues to work and from which he supports himself. Marvin would like to apply for a loan in order to have electricity in his house, as there is none in his community. He currently has to use oil lamps and candles to light up his house at night.
View original language description ↓
Marvin nació en la comunidad de Vilan donde actualmente esta viviendo a la edad de 12 años tubo que viajar con su tía a Bluefields , estando allá surge la guerra y de muy joven lo reclutaron para realizar el servicio militar patriótico por un periodo de dos años , al concluirlo el regresa de nuevo con su familia a la comunidad rural, increíblemente el grupo armado contrario al gobierno llamado la Contra lo recluta por un periodo de cuatro años mas de guerra.
al concluir este otro periodo de guerra ya en los años 90 se dedica a los labores del campo, trabajando en las tierras de su abuelo granos básicos así el poco a poco el ahorro y logro comprar sus propias tierras las que actualmente sigue cultivando obteniendo de aquí su medio de subsistencia , el desea aplicar al crédito para así poder tener energía en su vivienda ya que que no hay en la comunidad y hasta ahora para poder iluminarse por las noches lo que hacen es usar candelas o candiles

Additional Information

More information about this loan

TECNOSOL is a for-profit renewable energy company that provides electricity and solar powered products to families living off the grid in Nicaragua. It enables households to generate their own energy and replace toxic and expensive sources of light and heat like kerosene, diesel and wood. 

Many of TECNOSOL's clients cannot afford the high upfront costs of buying solar products. Kiva loans help these households purchase clean energy products. 

Solar home systems are much more than a solar lamp and can provide users with life changing amounts of power: enough power to run multiple lights, home appliances, radios, and TVs. These systems are modular, enabling clients to add solar panels and batteries to meet their increasing energy demands.  

Important Information

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.


About Nicaragua

  • $4,800
    Average annual income
  • 85
    View loans »
    Nicaragua Loans Fundraising
  • $25,792,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $600 helped Marvin Jose to buy a solar power system.
45% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 3, 2014
Mar 13, 2014
Currency Exchange Loss: