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Update on Nadezhda

Nadezhda has already used the financial support of Kiva. The previously received money helped Nadezhda to improve business conditions, since she was able to significantly increase the choice of goods in her stall. Moreover, Nadezhda was able to increase the amount of goods sold and her own income.

Nadezhda plans to purchase an additional batch of goods for sale, and specifically, men's underwear, socks, stockings and flip flips for 13,000 hryvnia. Increasing the volume of goods sold, she can also increase her income, and hence to invest in the business and to spend additional money on the family.
View original language description ↓
Надежда уже пользовалась финансовой помощью КИВА. Полученные ранее средства помогли Надежде улучшить состояние бизнеса, так как она смогла существенно расширить выбор товара у себя на точке. Более того, Надежда смогла за счет повышения количества реализованного товара увеличить и собственный доход.
Надежда планирует осуществить закупку дополнительной партии товара под реализацию, а именно, мужского белья, носков, колгот и тапочек на сумму в 13 000 гривен. Увеличив объемы реализованного товара, она сможет увеличить и свой доход, а, значит, и вложить в бизнес и потратить дополнительные средства на семью.

Previous Loan Details

Nadezhda used her previous loan to expand the range of goods she offers to increase her sales, which led to an improvement in the living conditions of her family. This time, she is needs a loan of 10,000 Ukrainian Hryvnya to purchase goods to sell, specifically, men's underwear, socks, nylons, an... More from Nadezhda's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 12
    View loans »
    Ukraine Loans Fundraising
  • $6,534,900
    Funds lent in using Kiva
  • 9.5
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Nadezhda to purchase inventory, specifically men's underwear, socks, stockings, and flip flops.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Feb 14, 2014
Mar 7, 2014
Currency Exchange Loss:
Jan 17, 2015