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Lusine is 29 years old and she lives in Stepanavan city of Lori region. Lusine has graduated from Yerevan State Pedagogical Institute. Now she works at the city's special school as a specialist, working as a teacher of vicious children. She is a perfect specialist of Armenian language and literature and she also gives private paid courses to a group of pupils who are going to pass entrance examinations.

As Lusine says, she does her work with great pleasure and devotion, and she feels great happiness when she sees the results of her teaching, the activeness and enthusiasm of the pupils during her lessons.

Lusine is married and she has a three-year-old son. Her husband works at a gas station and simultaneously is a welder and works by order.

Lusine asks for a loan of 400,000 Armenian drams to buy a computer and some professional literature for her courses and teaching lessons at the school.

Additional Information

More information about this loan

This loan is helping support a borrower who is under age 30. Because many young people lack business experience or established credit histories, it can be even more difficult for them to access financial services. By funding this youth loan, you are expanding opportunity for a young person with limited resources.

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 138
    View loans »
    Armenia Loans Fundraising
  • $15,799,025
    Funds lent in using Kiva
  • 414.2
    Armenia Drams (AMD) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $975 helped Lusine to buy a computer and some professional literature for her courses and teaching lessons at the school.
94% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 6, 2014
Mar 9, 2014
Currency Exchange Loss: