Judith was born and brought up in Kisumu,a county in Kenya. She later moved to Nairobi in search of employment and settled in the expansive Mukuru Kayaba slum where she is a member of one of the youth groups in the area.
Judith noticed the sanitation issues in the area through her youth group and wanted to find and provide a solution to the same. She hopes that by investing in a Fresh Life toilet it will help solve the sanitation issue in her area. She seeks a loan to help her purchase and run two fresh life toilets. The proceeds earned will be used to expand her franchise and also help her improve her living standards.
More information about this loan
Eight million people in Kenyan slums and 2.6 billion people worldwide lack access to hygienic sanitation. Sanergy aims to permanently reduce related disease in these areas by making sanitation accessible, affordable and sustainable. This social enterprise builds toilets under the “Fresh Life” brand, franchises them to local entrepreneurs, collects the waste and converts it into renewable energy and organic fertilizer.
Because Sanergy’s core business is not microfinance and its partnership with Kiva is unprecedented, these loans present some level of additional risk for lenders. Accordingly, we have not provided a risk rating for this partner.
This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.
Sanergy is a social enterprise that combines technology, entrepreneurialism and a unique business model to provide safe, accessible and affordable sanitation products and services to slum residents across Kenya. Sanergy uses the flexible, zero-interest capital provided by Kiva lenders to offer loans to its network of toilet operators. The funding covers the upfront costs of the toilet purchase, enabling operators to pay back the loan over time with the revenue generated by the toilet.