A loan of $850 helped to pay for additional supplies and merchandise products needed in her business.

Ma. Aurita's story

This is Ma. Aurita, 41, a resident of Malibay, Pasay, Philippines. Her partner is Mark and they have a child. She, together with her partner, manages their household while operating the business. She and her partner work hard to provide income for their everyday needs.

Ma. Aurita maintains a direct selling business. She sells clothing, footwear, undergarments, cosmetics and other products through the popular direct selling brands, such as Avon, Fuller Life, Natasha, Boardwalk and Marikina Shoe Exchange. A customer's order is paid for in cash by the dealer and then given to the customer with a one-month-to-pay credit. Dealers' prices are lower than those in the catalogue, and these are the profits that dealers are investing in as their income. Her regular customers are her neighbors and the local community. She earns a minimum of 2,000 PHP in sales every week.

To help her continue the operation of her business, she is requesting a 37,000 PHP loan. She will utilize the loan to buy additional supplies and merchandise products like shampoo, cologne, deodorant, perfume, soap, fabric softener, undergarments and other products needed in her business.

Ma. Aurita dreams of having her own store for her products and hopes to give her child a good life and education. She meets up with her co-fellowship* members to share stories of her life and business every week, where she can also draw strength and inspiration from the fellowship and the Word of God she studies.

*All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay microfinance loans.

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