Check out other loans that are currently fundraising!
Karoti Group
In this Group: Pendo, Dafrosa, Magreth, Mary, Eliewaja
Pendo, who is in her late 20s, is married and has three children. Two of her children are in school while another is still a baby.

Pendo makes her family living by running a business, selling powdered and bar soap. She has been in this business since 2004. Pendo has good experience with this business. She is able to order big stocks and sell all of it to customers. She runs her business from 7am to 9pm per working day and she is able to make a good monthly profit.

This is Pendo's third loan request from Tujijenge Tanzania. Pendo used the previous loans, all of which have been fully paid, to buy stocks of soap. She still maintains her sales levels although she needs to grow the business, so as to earn extra income and make her life better. Pendo made a profit which she used to reinvest in her business and to cover part of her family's needs.

She will use this loan to buy stocks of soap to resell. Pendo dreams that one day she will be able to sell her business stocks in wholesale.

She will share this loan with her loan group, Karoti Group, which totals five members. The members of the group will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 16
    View loans »
    Tanzania Loans Fundraising
  • $16,065,825
    Funds lent in using Kiva
  • 1,627.3
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Karoti Group's $5,875 loan helped a member to buy stocks of soap to resell.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Mar 5, 2014
Mar 8, 2014
Currency Exchange Loss:
Sep 17, 2014