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Waliyat is a 50-years-old married woman. She has been living with her husband in the area of Lahore, Pakistan. She is the mother of five daughters and four sons. She does embroidery work by hand at home to help financially support her family. She belongs to a poor family, her husband’s income is very poor so that she decided to start embroidery work at home. She learned these arts in her childhood, now she has adopted them for her occupation. She makes herself independent and earns sufficient income. She requested a loan from Kiva’s field partner BRAC Pakistan to purchase stocks of threads, silk, fancy sequins, and pearls of various colours. She hopes that this loan will prove beneficial for her and for her family. Waliyat is very thankful to Kiva and BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 241
    View loans »
    Pakistan Loans Fundraising
  • $17,610,375
    Funds lent in using Kiva
  • 104.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Waliyat to buy raw materials for embroidery.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Feb 19, 2014
Mar 8, 2014
Currency Exchange Loss:
Dec 17, 2014