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Julia is married with six children. She helps her husband to manage their own farm for a living. She has been harvesting and selling rice for sixteen years, and it is their main source of income to fulfill their needs. To improve the farm, Julia has taken a loan from GDMPC micro-credit to purchase organic fertilizer. She had to be determined in her efforts to gain an adequate living. She hopes to live comfortably and gain a greater income for their future needs.

Additional Information


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

About Philippines

  • $7,000
    Average annual income
  • 313
    View loans »
    Philippines Loans Fundraising
  • $70,604,925
    Funds lent in using Kiva
  • 44.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Julia to purchase organic fertilizer.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 26, 2014
Mar 8, 2014
Currency Exchange Loss:
Sep 17, 2014