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Naseem is taking a loan to buy stocks of threads, fancy cloths, sequins, and pearls of various colors for embroidery work at home. She has been doing embroidery for many years and feeding her children. Naseem is 54 years old and the mother of six children. Her husband works at a small firm for very low daily wages and comes home very late at night. Naseem has to manage routine work and complete her tasks related to embroidery, as well.

Due to demand, Naseem is facing a shortage of material and is unable to do her fine embroidery. Therefore, she has requested a loan from Kiva’s field partner BRAC Pakistan so that she can reduce the shortage of raw materials for embroidery. With this loan, she will buy stocks of thread, fancy cloths, precious stones, sequins, and pearls of various colors. Naseem is very thankful to the Kiva and its field partner, BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.


About Pakistan

  • $4,700
    Average annual income
  • 170
    View loans »
    Pakistan Loans Fundraising
  • $17,360,725
    Funds lent in using Kiva
  • 104.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Naseem to buy sequins, pearls, and various color threads for her embroidery work.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Feb 14, 2014
Mar 8, 2014
Currency Exchange Loss:
Jan 17, 2015