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Noel is 55 years old and lives in Bangkal, Ozamis City. He is married, has two children and earns a living by running a small grocery store and barber shop. He makes about PHP 8,000 each month and has requested a loan to buy additional groceries to sell. Noel has been a member of PMPC for four years and hopes to expand his business.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.


About Philippines

  • $7,000
    Average annual income
  • 404
    View loans »
    Philippines Loans Fundraising
  • $70,824,450
    Funds lent in using Kiva
  • 44.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Noel to earn additional income in his store and barber shop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 14, 2014
Mar 8, 2014
Currency Exchange Loss:
Mar 19, 2015