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Maria Audelia
María is a 52-year-old woman, who sales fruits, like: oranges, bananas, and lemons. She has worked as a street vendor for over 4 years. She is an entrepreneur woman, who looks for opportunities in the market to give her family better living conditions.

María wishes to improve her incomes, and for that she is requesting a loan to FUSAI. She will use it to buy more fruits. This will help her to fulfill market demands, improve her sales and incomes, and have more stable finances. With this she hopes to improve her family’s quality of life.
View original language description ↓
María es una mujer de 52 años de edad que se dedica al comercio de frutas como: naranjas, guineos y limones. La venta la realiza de manera ambulante desde hace más de 4 años. Ella es una mujer emprendedora quien busca las oportunidades del mercado para brindar mejores condiciones de vida a su familia. María desea mejorar sus ingresos percibidos por su negocio de venta de frutas para lo cual solicita este crédito a FUSAI para poder proceder a la inversión de más frutas: naranjas, limones, guineos, etc. para cubrir una mayor demanda de mercado y mejorar las ventas y sus ingresos y de esta forma equilibrar su economía con el fin de mejorar sus condiciones de vida y las de su familia.

Additional Information

More information about this loan

This loan will be administered by FUSAI (Salvadoran Foundation for Comprehensive Development), a Salvadoran NGO that owns Kiva partner Apoyo Integral. FUSAI will disburse this loan in order to reach a population that doesn't currently work with Apoyo Integral. This type of loan covers basic services (like housing and water), and supports small business and agricultural activities. Borrowers come from low-income families in rural and peri-urban communities, and are considered to be too poor or lack the proper guarantees to get credit through traditional banks or microfinance institutions. Before receiving their loans, they are vetted by local community organizations and enrolled in classes in financial literacy, and the importance of sanitation, potable water and clean energy. Additionally, FUSAI enables borrowers to guarantee one another and take out loans smaller than El Salvador's average. Important to note is El Salvador is considered one of the most dangerous countries in the world, holding the 2nd place in the ranking of murders per capita. All these FUSAI borrowers live in areas considered by the police as highly violent and dangerous, mainly because of gangs influence. Main risks they face in these areas are thefts, extortions, kidnappings and murders.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 601
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $150 helped Maria Audelia to purchase a variety of fruits: oranges, lemons, bananas, etc.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 24, 2014
Mar 10, 2014
Currency Exchange Loss:
Feb 20, 2015