A loan of $1,050 helped to process more mobile phone credit sales and bill payment transactions.


Muslim's story

Muslim lives in South Bogor, about 1 hour from Jakarta. Bogor is known as a rainy city. Muslim manages a small shop selling mobile accessories and mobile phone airtime credit. Muslim is married and lives with three persons in the family home.

Muslim joined Ruma 4 months ago because he wants to sell new products. With assistance and support from Ruma’s staff, Muslim sees improvements in his shop. For the last 3 months, he has earned an average of $74-75 in mobile phone airtime credit sales. He hopes to get a Kiva loan as working capital to process more transactions. His goal is to start more new businesses in the future.



Loan details


Lenders and lending teams




Loan details