Check out some available loans that are similar to this one!
Ketevani is a 28-year-old single woman from Tbilisi city. She lives with her brother, who works as an artisan and generates 350 - 400 GEL.

Ketevani works at a private company as an office manager and has a fixed salary. She wants to advance and achieve success in life. She would like to start her own private activity, and that's why she has requested a loan. She plans to start a trading business with jewelry at the local jewelry market. She has already purchased some pieces of gold jewelry and now wants to add more. Her request was approved by the joint initiative between Kiva and Credo, the start-up program which enables people to start or re-start businesses.

The loan will greatly assist Ketevani, and she will be able to improve her economic situation and give her family a better lifestyle.

Additional Information

More information about this loan

This loan is part of Credo's startup loan program targeting particularly vulnerable clients who live at the subsistence level and have been unable to obtain credit due to lack of income from an existing business. This program offers them a longer repayment term and an annual interest rate that is 5% lower than the standard interest rate. By funding this loan, you are supporting a program that gives borrowers a second chance to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. Learn more about Credo's startup loan program on the Kiva Blog.

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.


About Georgia

  • $6,100
    Average annual income
  • 35
    View loans »
    Georgia Loans Fundraising
  • $8,567,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Ketevani to purchase a stock of jewelry to start trading.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 6, 2014
Mar 7, 2014
Currency Exchange Loss:
Mar 19, 2015