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Ms. Bineta is a 51-year-old woman, who is divorced and the mother of three children between 22 and 35 years of age.

She is merchant of fabrics for women. She has an experience of over 20 years, and starts her day at 8 am to finish at 5 pm.

Bineta is requesting this loan for 500,000 XOF to bolster her working capital and diversify her product offerings. She manages daily household expenses and her children's tuition.

With the help of funding from the institution, she would like to diversify her activities and increase her income, so she can put money into savings.
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Madame Bineta est une femme qui est âgée de 51 ans. Elle est divorcée et mère de 3 enfants âgés entre 35 et 22 ans. Elle évolue dans la commercialisation des tissus pour femme. Elle a une expérience de plus de 20 ans. Elle commence sa journée à 8h pour la terminer à 17h. Bineta sollicite ce crédit d’un montant de 500.000 F pour renforcer son fond de roulement et diversifier ses produits. Elle gère les dépenses quotidiennes de sa famille et les frais de scolarité de ses enfants. Elle voudrait aussi avec l’aide des crédits de l’institution diversifier ses activités et augmenter ses revenus ainsi elle pourra épargner de l’argent à coté.

Additional Information

More information about this loan

To reach borrowers who would not normally qualify for loans, UIMCEC has developed partnerships with a number of local organizations created by the poor to promote savings and mutual support. Most members of these organizations take group loans from UIMCEC. Some group members have larger businesses requiring more capital, and therefore receive individual loans. To meet their needs, UIMCEC is offering this loan at a lower interest rate with no material guarantee requirement. By supporting this loan, you are helping poor borrowers access credit at  lower interest rates.


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.


About Senegal

  • $2,300
    Average annual income
  • 0
    View loans »
    Senegal Loans Fundraising
  • $15,221,925
    Funds lent in using Kiva
  • 477.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD