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Shahnaz is thirty-nine years old, married and the mother of six children. The man shown in the photo is Shahnaz’s husband. He is a driver by profession and provides transportation services using his ambulance. He has been providing this service privately in their community for many years in order to pay family expenses but now the vehicle requires proper maintenance to keep it functioning. For this reason, Shahnaz has applied for a loan of 45,000 PKR on behalf of her husband. He wants to buy new tires and some spare parts for his vehicle. This will enable him to provide quick and prompt service in emergencies. Shahnaz is hopeful that this loan will be a productive one for her husband and will bring positive changes to his business.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.


About Pakistan

  • $4,700
    Average annual income
  • 273
    View loans »
    Pakistan Loans Fundraising
  • $17,631,450
    Funds lent in using Kiva
  • 105.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Shahnaz to buy new tires and some spare parts for her husband's vehicle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 7, 2014
Mar 7, 2014
Currency Exchange Loss:
Feb 20, 2015