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Ghazala is fifty-two years old, married and the mother of five children. She is a hardworking mother who is helping her family by providing services of tailoring in her community. She has been doing this for the past six years and knows the techniques of stitching very well. Her regular customers are her neighbors and the local community.

Ghazala earns enough to lead a decent life. To help her continue the operations of her business, she has requested a loan of PKR 45,000 to buy spools of threads along with packs of zippers, buttons and laces in different colors to meet her customers' increasing demands. In addition to repaying the loan, she will use part of the revenues to deal with personal expenses.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.


About Pakistan

  • $4,700
    Average annual income
  • 270
    View loans »
    Pakistan Loans Fundraising
  • $17,407,625
    Funds lent in using Kiva
  • 105.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Ghazala to buy spools of threads along with packs of zippers, buttons and laces in different colors .
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 28, 2014
Mar 7, 2014
Currency Exchange Loss:
Feb 20, 2015