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Imtiaz is a 51-year-old married woman. Nine years ago she started her business selling clothes in her locality as her husband’s income was not sufficient to meet their household expenses alone. Imtiaz buys a variety of clothes from the main city and then sells them to the people of her locality. She always has a great collection to offer to her customers and earns a good amount of income to contribute to the family income.

At present, Imtiaz is requesting a loan of PKR 45,000, which will allow her to purchase a greater selection of clothes in different sizes by taking into account the taste and choice of her customers. She expects a boost in her net income through her increased sales. She is in her fourth loan cycle and has a good credit history.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.


About Pakistan

  • $4,700
    Average annual income
  • 367
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 105.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Imtiaz to purchase a greater selection of clothes in different sizes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 27, 2014
Mar 6, 2014
Currency Exchange Loss:
Feb 20, 2015