A loan of $1,050 helped to process more mobile phone credit sales and bill payment transactions.


Din's story

Din lives in South Bogor, about one hour from Jakarta. Bogor is known as a rainy city. Din manages a small shop selling groceries, snacks and mobile phone airtime credit. Din is married and living with his son and wife in the family home.

Din joined Ruma six months ago because he wanted to sell new products. With assistance and support from Ruma’s staff, Din has seen improvements in his shop. For the last three months, he has earned an average of $37 in mobile phone airtime credit sales. He hopes to get a Kiva loan as working capital to process more transactions. His goal for his business is to expand and do more new business in the future.



Loan details


Lenders and lending teams




Loan details