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Nazira is 32 years old and married. She and her husband are raising a son. Nazira has a higher education and works as a teacher in a middle school. As a source of additional income for her family, Nazira runs an animal husbandry business that she started 9 years ago with the purchase of 8,000 som (KGS) worth of cattle. As a result of her hard work, today Nazira has three milk cows and one horse. She has everything necessary to keep cattle. Her monthly income amounts to 15,000 som (KGS).

With an aim to further developing her business, Nazira applied to Bai Tushum & Partners for a loan to buy cows in order to increase the size of her herd. Nazira plans to invest the profits from the loan in further increasing the size of her her and to save money for the traditional feast on the one-year anniversary of her mother-in-law's death.
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Назире 32 года, замужем, вместе с супругом воспитывают сына. У Назиры - высшее образование, работает учительницей в средней школе. В качестве дополнительного дохода для своей семьи Назира занимается животноводством, стартовав 9 лет назад, с покупки скота на 8,000 сом KGS. Благодаря упорному труду Назиры, в ее хозяйстве на сегодняшний день имеется: 3 дойные коровы, 1 лошадь. Имеет все условия для содержания скота Ежемесячный доход составляет 15,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Назира обратилась в Банк «Бай –Тушум» за кредитом - на покупку коров для увеличения поголовья скота. Доходы от кредита Назира планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на проведение мероприятия -годовщина смерти свекрови.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 34
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,533,000
    Funds lent in using Kiva
  • 52.4
    Kyrgyzstan Soms (KGS) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $2,500 helped Nazira to buy cows.
75% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 21, 2014
Mar 3, 2014
Currency Exchange Loss: