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Najma is 38-year-old married woman. She has been running a business of selling vegetables for many years. She is very passionate in her business of selling vegetables and manages to earn a reasonable amount of money to support her family. She is a loving mother of six children. She is responsible for their food, health and education, and is trying hard to fulfill their basic necessities through her business.

For the improvement of her business she contacted Kashf Foundation and applied for a loan of PKR 50,000 to purchase sacks of onions, potatoes and ginger. This will help her to meet market demands consistently. It’s her 6th loan cycle and she is very thankful to Kashf for its tremendous support.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 245
    View loans »
    Pakistan Loans Fundraising
  • $17,606,550
    Funds lent in using Kiva
  • 104.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Najma to purchase sacks of onions, potatoes and ginger.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 20, 2014
Mar 5, 2014
Currency Exchange Loss:
Mar 17, 2015