A loan of $7,375 helped to purchase a coffee washing station and promote women coffee growers in Rwanda.

Joy's story

Joy has been working in Rwanda's coffee industry for more than a decade. She has seen first hand the opportunity that it provides farmers, as well as the discrimination that women farmers often face.

In 2013, Joy and her two friends, Peninah and Therese, started Women In Coffee Initiative, a women-owned coffee washing station that buys raw inputs from women farmers in Rwanda. Over the past year, Women In Coffee Initiative has worked hard to buy the necessary land and build the necessary drying tables to start their business. With their internal capacity ready, Women In Coffee Initiative needs to buy a coffee washing machine, the last piece needed to officially begin their business.

Women In Coffee Initiative will not only support women coffee farmers, but they will also employ women employees. During the washing and drying season (April - August), Women In Coffee Initiative estimates employing 75-100 workers to sort, dry, and package the washed coffee cherries.

This business has the potential to be a tremendous success. With an experienced leader, a dedicated team, and a strategic location, Women In Coffee Initiative aims to become a strong player in both domestic and international markets. But, like many new businesses, Women In Coffee Initiative cannot access commercial bank loans because they haven't been in business long enough and their loan request is too small. With the help of a Kiva loan, Women In Coffee Initiative can start their business and prove to Rwanda the strength of women in coffee.

About the owners:
Joy is married with 7 children (5 boys and 2 girls) and other (8) extended family members. Joy is educated and holds a Master’s Degree in Project Management and has been working in the coffee sector since 2003.

Peninah is a single mother with 3 children (1 girl and 2 boys). Peninah did not get the opportunity finish high school because her family could not afford to pay her school fees.

Therese is widow and a mother of 2 children (1 boy and 1 girl). She dropped out of primary school because her parents were very poor.

Joy, Peninah, and Therese have been friends for decades.

Loan details

Lenders and lending teams

Loan details