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Ekome Feemo-3 Group
In this Group: Elizabeth, Margaret, Juliana, Margaret
These entrepreneurs are members of the group called Ekome Feemo-3 and are on their fifth loan cycles. Elizabeth lives and works in the city of Accra-Teshie. Her main job is hairdressing and also selling perfume, creams, wigs, shampoo and conditioners and she has been doing this job for eight years. She is 49 years old, married and has children.

Elizabeth (standing in the photograph, first from the right) is a very hard-working and enterprising woman who helps her family to get ahead. She needs the loan in order to purchase perfume, creams, wigs, shampoo and conditioners. The other members have businesses selling candies, metal cooking bowls and brown flour. The members are grateful to those who are part of this dream through the site and they are committed to making their repayments of the total loan request of GHS 3200 on time.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Ghana

  • $3,500
    Average annual income
  • 19
    View loans »
    Ghana Loans Fundraising
  • $12,521,275
    Funds lent in using Kiva
  • 2.6
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Ekome Feemo-3 Group's $1,275 loan helped a member to purchase perfume, creams, wigs, shampoo and conditioners.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 13, 2014
Mar 4, 2014
Currency Exchange Loss:
Nov 17, 2014