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Astou's Group
In this Group: Astou, Diouma , Saye , Fatou, Khardita , Diouma*, Adama , Ndack, Awa, Amy, Khady, Ada , Ndèye Sarr, Mane , Sala, Diouma , Saye , Diarra, Diariètou , Fatou , Diouma , Astou, Adama, Saye, Awa
* not pictured
This group was formed on 21 December 2012 at the inauguration of the 'banc villageois' Maka Sereres. It is made up of women who all live in the same village, or in nearby villages. Most of the women are small traders.

Khardiata (standing on the right of the photo, with her hand raised) is forty-seven years old. She is married and has seven children, of whom three are girls.

She will use her loan to buy two barrels of peanuts (each weighing 100kgs) for 400 francs CFA a kilo, she will resell them for 600-650 francs CFA a kilo. She will also buy a box of twenty-four soaps for 4,000 francs CFA, which she will resell at 250 francs CFA a piece. In addition, she will buy a sack of washing powder for 8,000 francs CFA, this she will sell in small packets for 100 francs CFA each, making a profit of 1,500 francs CFA.

With all her profits, Khardiata will pay for the schooling of her children, help her husband provide for the needs of their household, and increase her savings.
View original language description ↓

Le groupe a été crée le 21 décembre 2012 lors de l'inauguration du banc villageois de Maka Sereres. Il est composé de membres habitant le village et ceux environnants. Leur principale activité est le petit commerce.

Debout à droite de la photo et levant la main, la vedette Khardiata est âgée de 47 ans. Elle est mariée et mère de 07 enfants dont 03 filles.

Son prêt reçu, elle va acheter 02 fûts d'arachide de 100 kgs chacun à 400 frs le kg qu'elle revend entre 600 et 650 frs le kg. Elle achète également un paquet de savon de 24 morceaux à 4000 frs qu'elle revend à 250 le morceau et de la lessive (savon en poudre) le sac à 8000 frs qu'elle revend à 100 frs dans de petits sachets qu'elle fait en détail. Ainsi elle réalise un bénéfice de 1500 frs par sac.

Avec la totalité des bénéfices, elle renforce ses épargnes, paie la scolarité de ses enfants de aide son mari dans la gestion du foyer.

Additional Information

More information about this loan

This loan is going to a borrower or borrower group living in a rural area.

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Senegal

  • $2,300
    Average annual income
  • 1
    View loans »
    Senegal Loans Fundraising
  • $15,265,150
    Funds lent in using Kiva
  • 478.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Astou's Group's $5,125 loan helped a member to buy peanuts, soap and washing products (such as soap powder) for resale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jan 30, 2014
Mar 5, 2014
Currency Exchange Loss:
Aug 17, 2014