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Ndiaya's Group
In this Group: Ndiaya , Ndèye , Soda, Maguette, Mbène , Khady, Khady, Bintou, Saye, Marème, Nar, Awa , Fatim, Thiena , Ndèye Ngoné , Amy, Coumba, Adama , Ndiolé , Fatou, Fatou, Soda
This group was created on 21 December 2012 at the inauguration of the 'banc villageois' Maka Séreres. It is made up of women who get on very well and work to support one another. They all live in the same village, or nearby villages.

Khady (standing on the right of the photo, with her hand raised) is fifty-nine years old. She is married and has four children, of whom two are boys. She will use her loan to buy four sheep for 25,000 francs CFA each, and health products for 10,000 francs CFA. When the time comes to repay her loan, she will sell the sheep and use the profit to repay the loan.

In parallel with this, Khady runs a second business selling vegetables and sugar in the local village square, and at the weekly markets in the neighbouring village.

Khady uses her earnings to help her husband provide for the expenses of their family, and ensure the smooth running of their household.
View original language description ↓

Le groupe a été crée le 21 décembre 2012 à l'inauguration du bv de Maka Séreres. Il est composé de membres habitant le même village et ceux environnants qui vivent dans la bonne entente et sont solidaires entre elles.

Debout à droite de la photo et levant la main, la vedette Khady est âgée de 59 ans. Elle est mariée et mère de 04 enfants dont 02 garçons.

Son prêt reçu, elle achète 04 moutons à 25 000 frs l'un, des produits sanitaires à 10 000 frs.En parallèle elle fait une activité secondaire comme la vente de légumes et sucre qu'elle revend à la place du village et dans les marchés hebdomadaires du village voisin. Elle élève les moutons et quand le remboursement approche, les revend en se faisant un bénéfice pour payer son prêt.

Avec les bénéfices reçus, elle participe au bon fonctionnement de son foyer en aidant son mari dans les charges familiales.

Additional Information

More information about this loan

This loan is going to a borrower or borrower group living in a rural area.

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Senegal

  • $2,300
    Average annual income
  • 24
    View loans »
    Senegal Loans Fundraising
  • $14,756,775
    Funds lent in using Kiva
  • 478.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Ndiaya's Group's $3,500 loan helped a member to buy sheep for fattening up for resale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jan 30, 2014
Mar 5, 2014
Currency Exchange Loss:
Aug 17, 2014