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Naheed is a 40-year-old, married woman. She is a vigorous woman and, for the past 12 years, she has been running a business, selling clothes. Naheed buys children’s clothes in various colors and designs from the wholesale market and then she sells them to the people of her community for a reasonable profit.

Naheed is requesting a loan of PKR 40,000 from Kashf Foundation to buy a wide variety of clothes in different designs and sizes, to attract more customers and expand her inventory. Naheed expects a boost in her earnings with her loan and she plans to spend the part of her profits on the betterment of her family members.

She is in her fourth loan cycle, with good credit history.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 271
    View loans »
    Pakistan Loans Fundraising
  • $17,631,450
    Funds lent in using Kiva
  • 105.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Naheed to buy a wide variety of clothes in different designs and sizes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 24, 2014
Mar 3, 2014
Currency Exchange Loss:
Feb 20, 2015