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Ferzana is 39 years old and married. She operates a beauty parlor, which she has been doing for nine years. She offers many facilities to her customers such as makeup, hair styling, and facials. Through her excellent services she has become very famous on her street.

In order to meet with the increasing demands of her customers, Ferzana would like to buy a larger variety of cosmetics products for her beauty parlor. Because of a low cash, she requested a loan from Kashf Foundation for 50,000 PKR, which she will use to buy hair care products, skin products, and creams of bleaching and whitening in large quantities. She hopes to cater to more customers. Ferzana expects a boost in her earnings and dreams of expanding her business in the near future.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 305
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 105.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Ferzana to purchase hair care products, skin products, and creams for bleaching and whitening.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 29, 2014
Mar 3, 2014
Currency Exchange Loss:
Feb 20, 2015