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San Miguel Group
In this Group: Ceferina, Maxima, Maria, Maria, Cecilia, Maria, Juana, Melitona, Pablina, Mariza, Isacia*, Lidia, Isidora, Elisa, Fidelina, Liz, Gabriela, Cristina, Sonia, Lorenza*
* not pictured
The "San Miguel" committee is located in the city of Guarambare and all of its members are neighbors in the San Miguel neighborhood.
The members of the committee joined together and decided to form a women’s committee because they needed loans to capitalize their enterprises, but they were not able to access any of the loans normally offered on the financial market. By forming a committee they could access loans quickly and easily which is useful for all of the jobs that they carry out. In the beginning, the committee encountered many difficulties in their organization, and although all of the members are neighbors there were people who could not adapt to working as a team and had to separate themselves from the organization. Today San Miguel has accomplished a full integration of all of its members and an excellent organization, with which the loan amount of increased each day allowing them to work with a greater quantity of capital. All of the committee members are mothers and homemakers and each day they work to increase the incomes of the households and improve their quality of life.

In the attached photograph Lorenza V. and Isacia F. do not appear. The details of the activities of each woman are noted in the following:
1 - Ceferina V. Mora.
2 Ð Maxima B. Ð clothing sales .
3 Ð Maria Cristina A. Ð charcoal sales.
4 Ð Maria Apolonia G. Ð production and sale of detergents.
5 Ð Cecilia Beatriz V. Ð fruit sales.
6 Ð Maria Aurora B. Ð fruit sales.
7 Ð Juana M. Ð food sales
8 Ð Melitona T. Ð clothing sales.
9 Ð Pablina A. Ð fruit sales.
10 Ð Mariza Catalina Mendoza Ð Despensa.
11 Ð Isacia F. Ð Seamstress.
12 Ð Lidia A. Ð Clothing sales.
13 Ð Isidora A. Ð Clothing sales.
14 Ð Elisa Evangelista R. Ð Fruit and vegetable sales.
15 Ð Fidelina V. Ð Fruit sales.
16 Ð Liz Paola R. Ð Clothing sales.
17 Ð Gabriela A. de Arce Ð Store.
18 Ð Cristina Dora T. Ð Fruit sales.
19 Ð Sonia Beatriz V. Ð Charcoal sales.
20 Ð Lorenza V. Ð Sale of cakes.
View original language description ↓
El Comitè “San Miguel” se encuentra en la ciudad de Guarambare, todas sus integrantes son vecinas del barrio San Miguel de dihca ciudad.
Las integrantes del comité se unieron y decidieron formar un comité de mujeres porque necesitaban creditos para capitalizar sus emprendimientos, pero no podian acceder a ninguno de los creditos ofrecidos normalmente en el mercador financiero. Formando un comité pudieron acceder a un credito rápido y facil que les reporta toda la utilidad para el tipo de trabajos que realizan. En principio el comité encontró muchas dificultades en su organización, y si bien todas las integrantes son vecinas, hubieron personas que no pudieron adaptarse al trabajo en equipo y tuvieron que apartarse de la organización. Hoy dia San Miguel ha logrado una plena integración de todas sus integrantes y una excelente organización, con lo que ha accedido a creditos cada dia mas incrementados en monto, que les permite trabajar con mayor cantidad de capital. Todas las integrantes del comité son madres de hogares y cada día trabajan para incrementar los ingresos del hogar y mejorar su nivel de vida.
En la fotografia adjunta no se encuentran las señoras Lorenza V. e Isacia F.. El detalle de actividades de cada señora se cita a continuación:
1 - Ceferina V. Mora.
2 – Maxima B. – venta de ropas.
3 – Maria Cristina A. – Venta de carbon.
4 – Maria Apolonia G. – Fabricacion y venta de detergentes.
5 – Cecilia Beatriz V. – Venta de frutas.
6 – Maria Aurora B. – Venta de frutas.
7 – Juana M. – Venta de comidas.
8 – Melitona T. – Venta de ropas.
9 – Pablina A. – Venta de frutas.
10 – Mariza Catalina Mendoza – Despensa.
11 – Isacia F. – Costurera.
12 – Lidia A. – Venta de ropas.
13 – Isidora A. – Venta de Ropas.
14 – Elisa Evangelista R. – Venta de frutas y verduras.
15 – Fidelina V. – Venta de frutas.
16 – Liz Paola R. – Venta de ropas.
17 – Gabriela A. de Arce – Despensa.
18 – Cristina Dora T. – Venta de frutas.
19 – Sonia Beatriz V. – Venta de Carbon.
20 – Lorenza V. – Venta de tortas.

Additional Information

About Fundación Paraguaya

Fundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Paraguay

  • $8,400
    Average annual income
  • 74
    View loans »
    Paraguay Loans Fundraising
  • $35,070,400
    Funds lent in using Kiva
  • 4,045.6
    Paraguay Guarani (PYG) = $1 USD

Success!! The loan was 100% repaid

A portion of San Miguel Group's $3,225 loan helped a member purchase of fruits, vegatables, meats, sugar, yeasts, canned goods, clothing, chemical products, etc.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Nov 17, 2008
Nov 1, 2008
Currency Exchange Loss:
Mar 16, 2009