Menuka is 35 years old and married with two children ages 13 and 16. Many years ago, she established her vegetable farming business. Menuka works seven days a week four hours a day to support her family. She has successfully repaid six previous loans from Patan BPW.
Menuka lives in Nepal. Over 70% of Nepal's economy is agricultural. Typically, Nepali households grow crops on small plots of terraced land. Rice (bhat), lentils (daal), and vegetables (thakari) are the staples of the Nepali diet. With Kiva loans, BPW's borrowers are able to purchase greater amounts of seed and fertilizer to help them be able to grow cash crops to sell in the local market. Such crops allow households to move beyond subsistence and provide much-needed cash income throughout the year.
Menuka is requesting a loan to buy seeds and fertilizer. In the future, she plans to uplift the economic condition of her family. Menuka thanks you for your support.
About BPW Patan
This loan was administered by Kiva's Field Partner, Patan Business and Professional Women. BPW Patan became Kiva's first Field Partner in Nepal in 2007. BPW Patan is continuing to operate after the serious earthquake which took place in Nepal in April 2015. Given the difficult circumstances borrowers and partners face post-natural disasters, these loans may therefore carry additional risk. BPW Patan operates throughout the Kathmandu Valley, offering microcredit, business training, and literacy classes to low-income women in both urban and rural areas. BPW Patan uses a group lending methodology, which not only allows women without collateral to access finance, but also provides members with a valuable support system. In addition to providing economic opportunities to its clients, BPW Patan seeks to empower Nepali women within their homes and communities. For more information about BPW Patan, visit the BPW Patan Partner Page and keep an eye out for new loans and borrower updates. Also, please consider joining the BPW Patan Lending Team to show your support.