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Kaniz is a 49-year-old married woman. She is providing the services of cooking from their own home for 20 years with her husband. She enjoys making food and she became famous in her town for proving these facilities. She is earning enough to lead a decent life. Her husband assists her in taking orders from customers and then sends it to respective places. She is a responsible mother and needs to earn more to bear daily expenditures of her family members. That is why she requested for a loan of PKR 40,000 to buy stock of flour, rice and packs of oil, salt and spices etc. at lower rates from the market. In this way she will be able to increase her sales. She wishes to utilize her earned profit on her six children’s education and well being.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.


About Pakistan

  • $4,700
    Average annual income
  • 334
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 105.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Kaniz to buy stocks of flour, rice and packs of oil, salt and spices.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 19, 2014
Mar 1, 2014
Currency Exchange Loss:
Mar 17, 2015