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Al Faraj Group
In this Group: Zeina, Maryam , Nadia
Zeina is a the featured borrower of Al Faraj group. She got together with the other group members to acquire a loan from Kiva's partner Al Majmoua, since they have always been neighbors and friends.

Zeina is a 26-year-old married mother of two children who has been working selling clothes from her house for nine months. She established her current business at her house, to support her beloved husband in their living and covering their childrens' increasing living needs. Zeina is well known in her region for her good reputation and the special quality of products she sells, in addition, for the competitive and encouraging prices she sets.

Today, Zeina is acquiring a loan from Kiva's partner Al Majmoua, to increase her business merchandise with newly released spring and summer collections. Zeina is very anxious about this loan, and she hopes that through her future acquired loans, she will be capable of opening her own separate clothes shop.

Zeina is pictured on the right wearing pink clothes. As for the other group members, Maryam is at the center wearing light blue, and Nadia is the first on the left.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Lebanon

  • $15,800
    Average annual income
  • 37
    View loans »
    Lebanon Loans Fundraising
  • $19,502,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Al Faraj Group's $2,400 loan helped a member to increase her business merchandise with newly released spring and summer collections.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 27, 2014
Feb 28, 2014
Currency Exchange Loss:
Jan 17, 2015