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Creating a more equitable world takes a lot of time and energy, but at Kiva we’re in it for the long haul. 100% of money lent on Kiva goes to funding loans. That means we rely on donations from people like you to make this work possible. For a limited time, if you donate $35 or more, a $25 bonus will be added to your account (you’ll get an email once it’s there).
Premal Shah, President & Co-Founder, Kiva
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A loan of $900 helped to pay for his upcoming semester fees.


Raad's story

Raad is 19 years old. He lives in a sector in Jordan called Wihdat. Raad is currently studying for his Bachelor's degree majoring in Finance. He is in his second year. He is planning to find a better job after his graduation and to earn a better income in order to support his family. But because of the financial crisis his family has been facing, he wasn't able to pay for his upcoming semester fees. For this reason, he has applied for this loan.



Loan details


Lenders and lending teams




Loan details