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Gulru is a young, unmarried woman at 27 years old. Gulru lives in Jilikul with her mother, sister-in-law, brother, and niece. She has a higher education in finance and she currently works as an accountant. Gulru also has a talent for sewing. She is in the sewing business, too, and combines it with her accounting work. Gulru has been offering sewing services for 7 years. She has loved this kind of work since her childhood. Gulru uses a very old sewing machine so she is requesting a loan to buy a new, modern sewing machine in order to expand her business.
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Гулру молодая незамужняя девушка в возрасте 27 лет. У нее высшее финансовое образование и в данный момент работает бухгалтером. Гулру живет в районе Джиликуль с матерью, невесткой, братом и племянницей. У нее есть талант шитья. Одновременно она занимается швейным делом и совмещает его со своей работой. Гулру предоставляет услуги швеи уже 7 лет. Она влюблена в это дело с детства. Гулру шьет на очень старой машинке. Она просит кредит, чтобы купить новую модернизированную швейную машинку и расширить свое дело.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 210
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Gulru to buy a new sewing machine.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 24, 2014
Mar 1, 2014
Currency Exchange Loss:
Jul 17, 2014