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Los Robles Group
In this Group: Gloria Lorenza , Epifania Petrona , Yeraldin Del Socorro, Ana Rosa

Update on Los Robles Group

This group is made up of four enterprising ladies. Gloria is 29 years old and has a son. She has had a small sewing workshop since she was very young and currently sells pinolillo and tistes in the capital city market. She’s done this for four years. She will use the money from this loan to buy supplies such as dried corn, cacao, cloves, bags, firewood, grounds, etc. Ana is 39 years old and sells fruit. Gloria is 41 years old and sells spices. Epifania sells arts and crafts.
View original language description ↓
Este grupo está formado por cuatro socias emprendedoras una de ellas es Gloria mujer de 29 años, sotera con un hijo, desde muy joven tenía un pequeño taller de costura en su domicilio y actualmente vende pinolillo, tistes, en un mercado de la capital desde hace 5 años, de ser cliente de la institución tiene 4 años. Este crédito lo invertirá en la compra de materia prima como maíz, cacao, clavo de olor, bolsas, leña, molida etc. Ana tiene 39 años de edad su negocio es la venta de frutas, Gloria tiene 41 años de edad y su negocio es la venta de especies y Epifania su negocio es la venta de artesanía.

Previous Loan Details

This group has four enterprising women as its members. One is Yeraldin - she is 27 years old, single, and, for ten years, has had a business selling cereals on a stretch of Mangua's eastern market. She is applying for a loan to buy corn by the hundredweight, and cacao, cinnamon, and calabash. ... More from Los Robles Group's previous loan »

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Nicaragua

  • $4,800
    Average annual income
  • 58
    View loans »
    Nicaragua Loans Fundraising
  • $26,430,500
    Funds lent in using Kiva
  • 26.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Robles Group's $2,250 loan helped a member to buy inventory.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 12, 2014
Mar 3, 2014
Currency Exchange Loss:
Sep 17, 2014