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Arabella is a young woman who lives in the municipality of Condega, some 35 km north of the the departmental seat of Estelí, Nicaragua, where she has lived her whole life.

Currently she is a single and independent young woman who teaches primary school classes in this municipality. In her free time, she also sells personal hygiene cosmetics through the catalog of a well-known brand in order to defray her monthly costs.

She presented herself at the Condega Ceprodel offices with the goal of requesting a new loan, her fifth, in order to buy cosmetic products and always have them in stock and in this way have better sales and consequently a better income.

She appears positive and hopes that she will be approved for this loan, since through her own efforts she has succeeded in being totally independent, and with her income she has succeeded in continuing to improve her house, which she has built through her own efforts.
View original language description ↓
La Joven Arabella es Habitante del Municipio de Condega a unos 35 Km al Norte de La cabecera departamental de Estelí, Nicaragua, donde ha residido toda su vida.
En la actualidad es una joven soltera e independiente que imparte clase en colegio de primaria en este municipio en sus momentos libres ella también vende productos cosméticos y de aseo personal por catálogo de una marca reconocida para sufragar sus gastos mensuales.
Ella se presentó a las oficinas de ceprodel condega con el objetivo de solicitar un nuevo financiamiento número cinco para la compra de productos cosméticos y tener siempre la existencia y de esta manera tener mejores ventas y por ende mejores ingresos.
Ella se muestra positiva y espera le sea aprobada este financiamiento ya que con esfuerzo propio ella ha logrado ser totalmente independiente y con sus ingresos a logrado ir mejorando su casa de habitación que ha construido con esfuerzo propio.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.


About Nicaragua

  • $4,800
    Average annual income
  • 41
    View loans »
    Nicaragua Loans Fundraising
  • $26,418,100
    Funds lent in using Kiva
  • 26.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Arabella to buy cosmetics in order to resell them.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 19, 2014
Mar 3, 2014
Currency Exchange Loss:
Feb 3, 2016